Downsizing in Melbourne

A buyers advocate for downsizers in Melbourne

Downsizing is rarely just about a smaller home. It is about the right home, in the right pocket, without overpaying or rushing a sale you only make once. We handle both sides for you, selling the family home and securing the next one, so the move works financially and personally.

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One team, both sides of the move

Someone who works only for you

When you downsize you are usually selling and buying at once, often in the same market. A selling agent works for the vendor. We work only for you, on both sides of the move. As buyers advocates we find and secure the right property, including homes that never reach the open market.

Through our vendor advocacy we oversee the sale of your current home, managing the agent, the campaign and the negotiation, so you are not doing it alone. One team, one plan, both transactions aligned.

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The hardest part of downsizing is not finding a smaller home. It is timing the sale and the purchase so you are never caught short.

The LP Advisory approach
How we help you downsize

A move that works on your terms

We manage the sale and the purchase as one coordinated move, so the timing, the numbers and the next home all line up.

01

Understand the brief

Your lifestyle, budget and must-haves, whether that is single-level living, lock-up-and-leave convenience, or being close to family, transport and health services.

02

Plan the sale and the purchase

We align the timing of selling your home and buying the next, so you are not forced to rush either one.

03

Search and shortlist

Including off-market and pre-market homes suited to downsizers, which are scarce and rarely advertised.

04

Inspect and assess

We evaluate each option honestly on value, condition, body corporate, liveability and resale.

05

Negotiate and secure

At auction or private sale we negotiate the purchase, and through vendor advocacy we drive the sale of your current home.

Why downsizers choose LP Advisory

The whole team on your side

You get our full team on the move. Lou, a former selling agent and auctioneer, knows exactly how the other side runs a sale and an auction. Sharyn specialises in off-market property, the quiet listings that suit downsizers who want discretion and less fuss.

You have a single point of contact from the first conversation to settlement on both homes, so nothing falls between the sale and the purchase.

Before you commit

What downsizers should factor in

The right move is as much about the numbers as the home. A few things worth planning early.

01

Downsizer super contribution

If you are 55 or older and have owned your home for at least 10 years, you may be able to put up to $300,000 each, or $600,000 as a couple, from the sale proceeds into super, on top of the usual caps. It needs to be done within 90 days of settlement, so it is worth planning before you sell.

02

Pensioner duty concession

If you hold an eligible concession card, you may qualify for a one-off stamp duty exemption on a home up to $330,000, or a concession up to $750,000, when it becomes your main residence. It can only be claimed once.

03

The Age Pension and timing

Selling the family home can affect your Age Pension, because the home is exempt from the assets test but the proceeds may not be. The timing of the sale and purchase matters, and we coordinate the move to keep the gap short and clean.

04

Scarcity and resale

Well located, low-maintenance homes with single-level living are in short supply and tend to hold value. Buying the right one, not just an available one, protects both your lifestyle and your resale position.

General information current as at July 2026. It is not financial or tax advice. Confirm your position with the ATO, the State Revenue Office, Services Australia or your own adviser.

Google reviews

What our clients say

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Connie Caligiuri profile picture
Connie Caligiuri
26 days ago
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Lou was extremely helpful, professional, personable and knowledgeable from the get go. He was responsive throughout the process and gave us the confidence we needed to make informed decisions. My partner and I can’t recommend Lou’s services enough! Thank you Lou!
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Stephanie Evans profile picture
Stephanie Evans
28 days ago
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Have dealt with LP Advisory on many occasion being a real estate agent in the Port Phillip area. I have to say Lou is always extremely easy and no fuss to deal with, always having the best intentions for their clients. Lou recently purchased a property through us pre market in South Melbourne. Within 48 hours, his client had viewed, a building inspection had been conducted and we had negotiated with the owner and come to an agreeable price. Happy clients all round so thank you. Steph Evans - Marshall White.
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Kirrily Graham profile picture
Kirrily Graham
28 days ago
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The team at LP Advisory are an absolute delight to work with. They have incredible experience, local knowledge and expansive network in the industry. They provide an impeccable service and I was so impressed with their promptness and level of communication. Thanks Lou and Alana, it is a pleasure to work with you!
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Tashi Dorjee profile picture
Tashi Dorjee
30 days ago
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Genuine, easy to trust , real world market advice. Can't recommend him enough
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Hayley Vo profile picture
Hayley Vo
35 days ago
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I’ve had the pleasure of working with Lou on a number of property matters, and one thing that really stands out is the level of care and attention to detail he puts into the property search for his clients. Lou is extremely knowledgeable. He is always asking questions, clarifying details and making sure he has a thorough understanding of the property so he can properly guide and assist his clients. From a conveyancer’s perspective, it’s really lovely to see the amount of care he takes behind the scenes to ensure his clients are making informed decisions and purchasing the right property for them. I would happily recommend him to anyone looking for an experienced, knowledgeable and genuinely caring buyer’s advocate.
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Dominic Monaco profile picture
Dominic Monaco
68 days ago
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I've had the pleasure of getting to know Lou and Alana from LP Advisory and wouldn't hesitate to recommend them. They genuinely put their clients first and are committed to helping buyers make informed property decisions. Their knowledge of the Melbourne market, professionalism and attention to detail are evident in everything they do. They're approachable, honest, responsive and clearly passionate about achieving the best possible outcome for their clients. I have every confidence recommending LP Advisory to anyone looking for a trusted buyer's advocate.
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James Miller profile picture
James Miller
73 days ago
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There are not enough superlatives for what a wonderful job Lou and Alana have done. Looking for a home is stressful enough, especially when you add in the fact I am move interstate, however the LP Advisory team took all the difficult work out of it. I am extremely happy with the service and care I have received, which obviously ranged from sourcing appropriate inspections based on my preferences, then through going to them, giving me amazing advice and suggestions. They are both very professional, very kind and very efficient. Thank you both so very much. I am beyond appreciative and I could not recommend their services enough. If anyone is looking, please look into Lou and Alana. Thanks :)
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Erin Richardson profile picture
Erin Richardson
73 days ago
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I could not recommend Lou, Alana and the LP Advisory Team more highly. They are absolutely the real deal in terms of their local knowledge, price guidance and relationships - it is almost an unfair advantage if you have them on your team. I recently was able to purchase a home far better than anything I would have dreamed of due to the strength of their relationships and negotiating advice. At no point did I ever feel pressured to look at homes which I felt were off brief - they would send me video tours of homes before I even stepped in to make sure that it was only for the highest and best potential homes that I was investing my time. I wasn't fighting with the regular weekend crowds but had the opportunity to view when it suited me. And more than that, I was able to be candid and open in my feedback which was clearly taken back on board and reflected back in the shortlist that was presented back to me. As a business owner making a significant purchase, their commercial nous was unbelievable as was their integrity (they earned their fee four times over) and I feel incredibly fortunate to have worked with them. I was actually recommended them by one of the local Port Melbourne/Albert Park agents who probably regrets introducing us now!
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Janet Free profile picture
Janet Free
74 days ago
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+0
Lou and Alana were absolutely brilliant. Our son lives interstate and we were unfamiliar with local areas in Victoria. Both Lou and Alana were so prompt in returning answers to our questions. Building and pest inspection as well as conveyancing was organised by the team. Dealing with the Vendors agent was done by Lou all the while checking back with us before any action was taken. We flew down and loved the choice. Everything from that moment was completed in two weeks without any problems at all. Our son will now be moving to Victoria thanks to the help of Lou and Alana. Importantly apart from their professional expertise both Lou and Alana are really lovely lovely people. I could not recommend them more highly. Do yourselves a favour and use LP Advisory, you will not regret your decision. Janet and Owen Free.
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Zain Choudhry profile picture
Zain Choudhry
75 days ago
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Lou and Alana were absolutely outstanding throughout our entire home buying journey. From organising inspections and accommodating our many (often high maintenance!) requests, right through to making offers, coordinating conveyancing and settlement, they made every step feel seamless. Nothing was ever too much trouble, and they consistently went above and beyond to make sure everything was taken care of. Their communication was excellent, they were incredibly professional, and they were genuinely lovely people to work with. We always felt supported, well informed and confident that they had our best interests at heart. Buying a home can be stressful, but Lou and Alana made the experience so much easier. I couldn’t recommend them more highly to anyone looking for buyer advocates who are knowledgeable, responsive and truly committed to their clients.

Downsizing in Melbourne, your questions answered

+Do you help me sell my current home as well as buy?
Yes. Through vendor advocacy we manage the sale, and as buyers advocates we secure the next home, coordinated as one move.
+Should I buy first or sell first?
It depends on your finances and the market. We help you weigh bridging finance, settlement terms and timing so you are not forced into either.
+Can you find homes that are not advertised?
Yes. A large share of suitable downsizer homes sell off-market. We see stock that never reaches the portals.
+What areas do you cover?
Melbourne’s inner and bayside suburbs, and the established pockets that suit downsizers.
+Is downsizing worth it financially?
It can be, but it depends on the super, duty and pension factors above, and on buying well. We help you see the full picture before you commit.
Where we focus

Downsizer-friendly suburbs we know well

We help downsizers secure low-maintenance homes in Melbourne’s most liveable pockets, including:

Brighton · Hampton · Sandringham · Elwood · Port Melbourne · Albert Park

Also relevant: Family Homes and Luxury & Prestige.

Further reading

Guides for downsizers

The two decisions that matter most when you are moving on from the family home.

Buying and selling at the same time · Bayside vs inner north vs inner east

Let’s talk

Thinking about downsizing?

Let’s map out the sale and the purchase together, so the move works on your terms.

Book a free strategy call Or call 03 9498 3131

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Independent property advice you can trust.

  • ✓  50+ years combined experience
  • ✓  REIV, REBAA & PIPA accredited
  • ✓  50% of purchases secured off-market
  • ✓  Average 47 days to purchase
  • ✓  Boutique, senior-led team

Buy with independent property advice.

Whether you are buying a home or investment, we help you assess value, reduce risk and negotiate with confidence before you make a move.

Off-market access

Pre-market and off-market opportunities through established agent relationships.

Avoid overpaying

Comparable sales, pricing analysis and negotiation strategy before you act.

Clear buying strategy

Suburb and property guidance tailored to your goals, budget and timeframe.

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Guidance from licensed estate agents with campaign and negotiation expertise.

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